2027 Paycheck Budget Spreadsheet

2027 Paycheck Budget Spreadsheet

Budget by paycheck, pay off debt with the snowball method and hit your savings goals. Excel and Google Sheets, with a filled-in example and a step-by-step guide.

$12.99

Buy on Etsy
  • Excel and Google Sheets
  • Blank and filled-in example
  • Instant download
  • Secure checkout on Etsy

A simple, smart budget that works the way you get paid. Plan each paycheck, see where every dollar goes and watch your debt shrink and your savings grow, all in one workbook.

What’s inside

  • Dashboard with your month at a glance: income, spending, savings and debt
  • Paycheck planner so you budget each pay period, not just the month
  • Monthly budget with planned vs actual by category
  • Debt snowball tracker with payoff order and dates
  • Savings goals with progress bars
  • Bills calendar so nothing is missed
  • Start Here guide and a filled-in example version

How it works

  1. Download and open in Excel, or upload to Google Drive and open with Google Sheets.
  2. Set your pay dates, categories and goals on the Setup tab.
  3. Type only in the yellow cells. Everything else updates by itself.

What you get

  • Blank workbook (.xlsx) plus a filled-in example
  • Works in Excel 2016+ and Google Sheets
  • Instant download. Nothing is shipped.

Made by YellowCellStudio, a product of QSE Advisory. Every formula is tested in Excel and Google Sheets, and every file is checked by QSE Advisory experts before release.

Questions

Do I need Excel?

No. It works in Microsoft Excel 2016 or newer, Excel for Mac, Microsoft 365 and free Google Sheets.

How do I get the file?

Buy on Etsy and the download link appears straight away. Nothing is shipped.

Is it hard to use?

You only type in the yellow cells. Totals, dashboards and charts update by themselves, and a Start Here tab explains each step.

What if something doesn’t work?

Message us on Etsy. We fix errors fast and will help you set up the file.